Jason R.


Thank you for all your help and professionalism.  You truly made this a wonderful experience for us and one that was fully stress free.  I’ve been bragging every chance I get sharing how professional you and Brian are as well as how your actions always matched your words.

Tiffany C.


Thank you!  You two really made this process seamless.  We are so grateful for all of your help.

Brian H.

I have really enjoyed my dealings with Brian DuVal and his professional staff at Theory!  This is my 3rd transaction with them.  They have communicated well with me along the way and kept me up to date at each juncture of our transactions together.  I look forward to doing future business with Theory!

Elizabeth W.

I really appreciated how proactive Brian was in listening to my longer term financial goals and tailoring our refi to support them.

Samantha S.

Everything was very simple and easy.  We had a complicated issue with timing and signing but were offered an easy alternative so we could stay on track for closing.

Andrew T.

Brian did an amazing job at keeping us informed of every step of the process.  this was our first time doing a refi and he explained everything so we would understand it.  I am the worst at returning emails and Brian was more than patient and understanding of our busy daily lives.  He answered all of our questions we had and there was a lot of them.  He wouldn't just answer them he would follow up with an "and here's why" explanation.  

Sammy H.

We went into this process not knowing how difficult it may or may not be.  We had heard awful stories about how stressful buying a house can be.  But Brian and his team made it so easy and understandable.  So quick to respond and "dumb it down" for me, because I was too overwhelmed I just needed simplicity.  Which they gave me no problem!

Davide T.

I just wanted to touch base, and say thank you for all your help in this transition, and crunching the numbers to make this all happen.

Nick R.

 Thank you both for all your help through this process and for working so hard to get us a great deal! 


Joseph P.

My wife and I appreciated the hours that Brian spent explaining the loan process to us and answering all of our questions in great detail  He carefully listened to our particular needs and led us to the loan transaction that best suits our financially-focused lifestyle. 

Nicole K.

Thank you both for your help through this process.  We really appreciate how easy you made it for us. 

Megan P.

Your team has been very easy to work with and timely in response.  The whole process has been very smooth and we are very happy. 

Lilian M.

Answered all my questions in a timely manner.  I was very satisfied.