Home Loans: Jumbo, Conventional, FHA, VA, 2nds/Helocs and Construction

First Time Buyers

Don't be afraid.  There's a lot to consider.  Brian's been in the mortgage business 25 years and can walk you through the process from home loan to homeownership.

Move Up Buyers

You've not just outgrown the number of bedrooms in your home. With 401ks and 529s for the kids, your basic mortgage doesn't fit either.  We have the best mortgage strategy for you now.

Real Estate Investors

Whether you're a flipper or a long-term hold, more millionaires are created through real estate than any other investment.  We can help you get there.

ADU, Remodel, Fix-and-Flip, and Construction Loans

Want a  backyard ADU income stream?  Need a master bath?   Scrapping it all and building from scratch? We've got you covered.


The questions we get asked most by newbies and some surprising don'ts when buying a home. 

Contact Us

There are FAQs, but the right answer for you depends on your goals.  Starting a new business?  Putting a kid through college?  Buying your next four-plex?  Give us a call and start the conversation.

Contact Us

Theory Mortgage

(503) 850-7667